Alert: Equifax® breach - protect your identity. Learn more.
Protect Your Identity!
For less than the cost of credit monitoring alone, you can have the full service GEICO Portfolio Identity Protection Program serviced by Europ Assistance USA (EA). The program helps you prevent identity theft in the first place, provides ongoing monitoring of your credit and online identity and, should something happen, resolves the identity fraud so you can have your life-and your identity-back.
The GEICO Portfolio Identity Protection Program safeguards your credit and personal information with 24/7 prevention, detection and resolution services; providing peace of mind and a dedicated advocate who will work on your behalf should you experience identity theft.
This comprehensive solution includes:
Proactive credit monitoring - Includes a proactive system to monitor your credit with all 3 credit reporting agencies, alerting you of potential fraud.
Credit report and score - Provides unlimited online access to your TransUnion credit report and score.
24/7 Proactive Identity Monitoring - Scours the deepest corners of the Internet, searching for compromised credentials and potentially damaging use of personal information. We search a variety of known compromised machines and servers, malicious command and control networks, black market forums, phishing networks and other exploited websites. If suspicious activity is found you will receive an e-mail alert so you can take immediate action.
Online Data Protection Suite - Includes anti-keylogging and anti-phishing software to give you peace of mind while surfing the internet by protecting you from keylogging and screen captures or from being lured to a phishing site that could steal your personal data.*
24/7 Access to Experts - Offers 24/7 access to certified resolution specialists who can help you with everything from dealing with a lost or stolen wallet to providing full service recovery in actual incidences of identity theft.
Travel-related Services - Includes travel-related services that help minimize the inconvenience and interruptions that might result from a lost or stolen wallet while traveling.
* The Online Data Protection Suite only operates on the Windows operating system. If you have a Windows partition on your Mac, you can use the software, but it is not supported under OS X operating systems.
Best Practices for Data Protection in Wake of Equifax® Data Breach
On September 7th, Equifax® announced that the records of approximately 143 million U.S. consumers were compromised in one of the most extensive security breaches to ever be made public. The information leaked primarily includes names, Social Security numbers, birth dates, addresses and, in some case, driver’s license numbers. Furthermore, the credit card numbers for about 209,000 people, and certain dispute documents for another 182,000 people, were also accessed.
Protecting our customers’ identities is our number one concern and as such, we are recommending all customers take the following steps to safeguard their data.
Find Out if You’ve Been Impacted
Equifax® has set up a new website to help customers check whether their data has been compromised. To see if you have been impacted by this breach, visit https://www.equifaxsecurity2017.com/potential-impact/ and follow the instructions. Please note that even if you have been impacted by this breach, this does not mean that identity fraud has been committed in your name. However, it does mean that you are at a greater risk for potential future identity fraud and you should take some additional steps to protect your information.
Place a Credit Fraud Alert
We recommend that our customers place a 90 day fraud alert with all credit bureaus. In some cases, this alert can even be extended to seven years at your request. This will prevent any creditors from opening a new line of credit in your name for the next 90 days (or seven years) without first contacting you for your approval. To do so:
- Call 1-800-680-7289
- Select option 1
- Follow the automated prompt instructions
Once you’ve done this, our credit partner TransUnion® will notify the other 2 major credit bureaus. This step will warn lenders that you may have been a fraud victim and they will contact you directly before any new loan or credit is established in your name. The alert will stay on your credit report for 90 days and you can renew it when it expires.
Utilize Your Credit & Identity Monitoring
Your service includes automatic enrollment in Identity Monitoring. Our internet surveillance monitors the underground economy to uncover this information if bought, sold, or otherwise exposed, and alert you if it is. Credit monitoring, which includes access to reports and score, is also available as a part of your service. We are encouraging all customers to ensure that they have enrolled in credit monitoring which will identify new credit inquiries, address changes or new credit opened in your name.
Install the Online Data Protection Suite
After headline grabbing breaches like this, it’s also common for those affected to receive an influx of phishing emails supposedly from the organization breached or other trusted service providers. To help protect against such threats, we recommend all customers with identity & digital protection products that include our Online Data Protection suite install it on their PCs.
Access 24/7 Resolution Service
If customers would like guidance on completing these steps or assistance with any other concerns they have, our Resolution Center is here to provide personalized support 24/7, every day of the year. Customers should call the designated assistance phone number provided to them in their program materials. Our 24/7 Identity Theft Resolution team is standing by to assist.